In-house financing
You might think that because you have a less than perfect credit score or have no credit history at all, the only way to be approved for a loan is to assume a high interest rate. That’s when our In-House Financing program can give you a second chance. In-house financing means we provide a loan directly to our customers, which eliminates reliance on banks and other lenders to provide funding. It is important for us to meet each customer so that we are able to sit down and listen to their story.

Our goal is to help good people get into quality vehicles at affordable prices. Our process is not only about providing our customers with a vehicle but educating and helping them build their credit.

We understand that sometimes uncontrollable circumstances may lead to undesirable financial outcomes which is why we focus on giving everyone a fresh start. At Jubilee Ford, we’re here to help and our goal is a 100% approval rate on all Jubilee Ford In-House loans. We have the systems in place to help you build or repair your credit while driving away in a vehicle that fits your budget and lifestyle.

To apply for credit, fill out the application and we'll reach out to you to discuss your situation and see how we can help you.

In-house financing

Advantages of Jubilee Ford In-House Financing

We Offer Reasonable Interest Rates

Traditionally, rates can rise upward of 30%, which means it takes much longer to pay off your loan. We offer affordable interest rates because we don’t believe it’s right to punish people who find themselves in a difficult situation.

We Report to the Credit Bureau on Your Behalf
This gives you the opportunity to build or repair your credit score through repayment of your loan.

We Consider All Types Income
When you apply, we take into consideration types of income that do not qualify to other lenders such as: child tax benefit, self- employment, income supplements, monthly education income and even child support.

We have a Foreign Worker Exchange Program
If you’re new to Canada, it can be next-to-impossible to find a lending institution to approve you for a reasonable loan.

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